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About Branchless Banking (BLB)

Branchless Banking (BLB) represents a significantly cheaper alternative to conventional branch-based banking that allows financial institutions and other commercial actors to offer financial services outside traditional bank premises by using delivery channels like retail agents, mobile phone etc. BLB can be used to increase the access of financial services to the un-banked communities.

By the definition of the Consultative Group to Assist the Poor (CGAP), BLB comprises essentially all of the following elements:

  1. Use of technology, such as payment cards to identify customers and record transactions electronically
  2. Use of (exclusive or nonexclusive) third-party outlets, such as post offices and small retailers, that act as agents for financial services providers and that enable customers to perform functions that require their physical presence, such as cash handling and customer due diligence for account opening
  3. Offer of at least basic cash deposit and withdrawal in addition to transactional or payment services
  4. Backing of a government-recognized, deposit-taking institution, such as a formally licensed bank
  5. Structuring of the above so that customers can use these banking services on a regular basis (available during normal business hours) and without needing to go to bank branches at all, if thatís what they choose

How Customers are benefited from BLB

  1. Service provided at their doorstep/ village
  2. Availability of Basic Banking Services throughout the day
  3. Hassle free transaction for the villagers as there are no vouchers
  4. Familiarity in dealing with their own person
  5. Reduces the cost of transaction

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Easy way to access your bank account
Rastriya Banijya Bank has introduced e-banking system that makes the customers access to the account easy.
Mobile Banking
RBB provides secure complete Mobile Banking service which can provides Inquiries, Financial transactions
as well as utility payments through sms text as well mobile application
C - ASBA Service
RBBL has started C - ASBA service that lets you to apply on IPO/FPO staying home.
The service is absolutely free and available through all the branches of RBBL.
ATM/Card Services
RBB provides ATM Service
through its own dozens of outlets.
ABBS Service
RBB provides Any Branch Banking Service(ABBS)
through it's all branches accross the country.