| Rate of Interest |
| With effect from 2066 Shrawan 01( 16th July, 2009 ) |
| |
|
| Product |
% Per Annum |
|
| Deposits |
|
|
| Normal Saving |
2.25 |
| Special Saving # |
3.00 |
| Normal Fixed Deposits |
|
| 1 year |
3.50 |
| 2 years |
4.00 |
| 3 years |
4.25 |
| Special Fixed Deposits ## |
|
|
| 1 year |
5.50 |
|
| 2 years |
5.75 |
| 3 years |
6.00 |
| Corporate Fixed Deposits ### |
|
| 1 year |
6.00 |
| 2 years |
6.50 |
| 3 years |
7.00 |
| Lendings |
|
| Working Capital Loan |
|
| A) Overdraft * |
11.00 |
| B) Hypothecation * |
11.00 |
| C) Pledge loan * |
11.00 |
| Short Term Loan (Upto 90 days) |
10.00 |
| Term Loan * |
11.00-12.00 |
| Loan against Gold and Silver |
10.00 |
| Loan agaist Government Bonds *** |
8.00 |
| Loan against RBB's Fixed Deposit ** |
Coupon+2.00 |
| Loan against First Class Bank Guarantee |
8.00 |
| Consortium Loan |
As per agreement |
| Trust receipt /Import Loan (Upto 90 days) |
8.00-9.00 |
| Export Loan |
8.00-9.00 |
| Hire Purchase Loan |
11.00 |
| Auto Loan |
9.00 |
| Housing Loan |
|
| Upto 5 years |
8.00 |
| Upto 10 years |
9.00 |
| Upto 15 years |
10.00 |
| Education Loan |
9.00 |
| Refinance |
8.0-10.00 |
| Loan against share |
10.00 |
| Personal Loan |
11.00-12.00 |
| Priority Sector Loan * |
11..50 |
| Deprived Sector Loan |
|
| Individual |
8.50 |
| Institutions |
5.00-7.00 |
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| # |
: . |
Minimum balance Rs 100000 |
| ## |
: |
Minimum Amount Rs 30 million |
| ### |
: |
Minimum Amount Rs 250 million |
| * |
: |
Rebate of 1 % for prompt payment. |
| *** |
: |
Subject to not less than Coupon rate. |
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: . |
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The above rates are not applicable to defaulting borrowers.
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